How to settle your score with majima. Stuck and Can't Seem to Progress. How to settle your score with majima

 
 Stuck and Can't Seem to ProgressHow to settle your score with majima Student loans typically settle for part of the original loan balance, with notable differences between private and federal loans

A original storyline with the premise that it will lead to 1, 2 to 6 I. Summary: It may take 6-24 months to improve your credit score after debt settlement, but it depends on your credit history and financial circumstances. You can take the DIY. Players play as Kazuma Kiryu as they explore the fictional Japanese districts of Kamurocho, Tokyo and Sotenbori, Osaka. has been in business since 2002 and the company says it has settled more than $300 million in debt. "Majima was seconds away from disabling the machine if its programming didn't stop it before him. You need to do all of it to do it iirc. Ok, since there are a lot of the same questions being asked, I figure I'd put together this mini guide with some of the more critical information. #6. One of the most straightforward ways to boost your score is to eliminate your credit card debt or reduce your balances as much as possible. However, settling it can protect you from a potential lawsuit if you can’t afford to pay off the debt. Many people believe paying off an account in collections will remove the negative mark from their credit reports. 1. Limited Edition Pressing of 500 copies, Across Two Unique Color Variants. It's a reference to Nishiki being the Final Boss of the first game fought in another high-elevation location with fancy furniture and. It took me a while, but you'll get an email for it if you're only missing one skill. e. Collect the Details About Your Debts To become debt-free, you must first gather as much information as you can about all of your debts. Pledge of Demon. About 30% of your credit score is based on the amount of credit card debt you have. i got it the bat /knife heat move when your low on hp. Whenever the shot would go close up on Kuze, the texture of his face was so rough, it was spoiling for a fight. S. File a workers’ compensation claim by completing appropriate paperwork detailing your injuries and their cause. Nearly all offered settlements, more than 98%. Majima accepts the job in spite of his reservations against killing, tracking down the target to a massage parlor,. Lastly, you have a Fever meter. As a result, tackling your debt head-on will help your credit score in the long run, even if it lowers your score in the short-term. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright. Just like every Kiryu fight, he wouldn't really care about winning, but more about enjoying the fight itself. CyricZ posted. Might need to leave the current area you're in and come back or something. Personal loan settlement process, also known as personal loan defaulter settlement refers to an agreement between a lender and a borrower wherein the loan is ‘settled’ by repaying only a part of the loan. After everything in zero, and seeing People living what he saw as much more fufilling lives than his without caring what others though he decided. Receive and bite you I feel like most accurately channels Majima’s chaotic persona. Encuentro final (ahora sí) con Majima de mi "playthrough" de Yakuza Kiwami, la versión remasterizada del juego de PS2 "Yakuza". Kiki Majima (魔島 忌々, Majima Kiki) is the Beast Princess. ?9:01 Jaws16:21 The Mad. What happens after you settle your medical debt. Special thanks to H. Consumer Financial Protection Bureau offer background and advice on debt settlement, credit counseling and other ways to get out from under your financial liabilities. Tip 4: Proving the "Causal Link". How do I ''Settle the Score with Majima''? Playing Kiwami rn and I have every Dragon skill unlocked save one, the ''Essence of Mad Dog: Demon''. CryptoIn the Champion District, in the tiny side street north of Shellac. Character: Strong Majima - Three Styles; Opposition: Mr. A charge-off is a serious derogatory mark on your credit report. Boards. Experian, Equifax, and TransUnion). T. This should be a reasonable amount -- start with 40 cents on the dollar. See full list on gamefaqs. Debt settlement companies are typically for profit. You are now making one payment to one source once a month. For Kazuma Kiryu, see his page. Key takeaways from the group’s 2021 report include that: Debt settlement provided, on average, $2. ImOnlyHereForTheTits You're Welcome To Try • 6 yr. Breaking a lease may not impact your credit, but the debts that come with it could. Pay particular attention to the interest rates, minimum monthly payments, and outstanding balances. If you're struggling with your student loans, an income-based repayment plan. 1k-- Yakuza 0 Legend Style Fix. To beat Majima in the batting cages, you need to get a score of 200 or more. An insurance company will require clear evidence of expenses and damages before agreeing to a settlement. Millionaire Battle 4. [ 1] So yes, if you owed a dollar, you’d get out of debt for fifty cents. A debt settlement lawyer may be able to help you get a better overall. The first step to a successful debt settlement involves gathering your most recent account statements for each of your debts. Once you fail to pay the debt and the collectors report it to the credit bureaus, your. You should get the call then. They should also be able to provide advice on other debt-relief options like debt consolidation, debt management, and bankruptcy. Vomit. tv/changefulfive3 for to see my podcast and moments like this! -- Watch live at for watching! Please follow me on twitch. In the original Yakuza 1, you simply applied experience to one of three tracks. For Makoto, Youda, and Yuki, who return in Kiwami 2, see their entries on the. Jumbo Chestnut is one of the items in the game Yakuza Kiwami . Related: In Pocket Racing, you build your perfect racing car and battle it out on the track. They appear as a little white sparkly as you walk around. to reach a decision or an agreement about something, or to end a disagreement: 2. Make sure the debt collector is in line with state law. And You Thought It Would Fail: Although fans were absolutely thrilled to see that Makoto would appear in the game, many were also worried that reuniting with Majima after nearly twenty years and possibly discovering his identity would cause the new Majima Saga to ruin the impact of the ending for Yakuza 0. @syspoppunk. From the south exit of the Champion District, go east and look to the north for an open door. Learn more. Worst Intentions (You Had 'Em) 6. Once you've established the status of your loan, i. You must be thick-skinned: Creditors will continue to attempt to collect the outstanding debt. Customize emoji. The more debt you have, the lower your credit score. It's not too hard given your fights with Mr. tbh i practice the skill pattern from youtube too lma. Tip 1: The Property Owner Knew of the Danger. SETTLE definition: 1. CyricZ posted. A good debt settlement attorney can help you settle your debts. Eventually playing more of the series, I found out that whole system was aped from the normal hostess dates with Kiryu, and it felt weird for him to try and "solve" people the same way. Bankruptcy frees you from debt collection, but the headaches can linger for years. Ask the creditor for a payment deferment. #6. If you settle a score, you take revenge for something that someone did to you in the past. From the album BETTER LUCK TOMORROW By: Johnny Franck this point I th. Nearest one is out the south end of the Shopping Area. It was released on August 2, 2019, by RLJE Films. When you settle a car loan, the immediate impact on your credit score is negative. Both are strong, ruthless, unpredictable dudes. Yayoi Dojima (1957-) was a Japanese female yakuza boss who served as Acting Chairman of the Tojo-kai from December 2006 to 2007, succeeding Yukio Terada and preceding her son Daigo Dojima. Tip 5: Be Realistic, Don't Exaggerate, and Don't Get Greedy. Ask for written confirmation of the agreement. After completing these email hints and all other Dragon of Dojima skills, you'll have one final encounter with Majima to "settle the score". For more. Jumbo Chestnut. In the first, she continues to be a target for Majima's adversaries. The combat system is similar to the one seen in Yakuza 6. It only counts if you fight a slugger Majima who is walking around the city, and then ends up chasing you. Or save that until after the story and do that and any substories I missed as a sort of "Epilogue". Telephone clubs were a big deal in urban Japan, especially back in the 80's and 90's, prior to the Internet and chat rooms. . Unfortunately, you may just have to wait. Keep your friends close, and your enemies closer. It’s a numerical summary based on your credit history accounts, bill payment habits, the number and type of accounts you have, outstanding debts, and other factors. Out of all the hobbies Kiryu has, outside of fighting, you wouldn’t expect toy car racing to be among them. In the second, he loses the their one commonality that keeps him from killing her in the first place. Fair: 601-660. This is all negative information that can seriously damage your credit score. They either have to do that during the collector’s first phone call with you or in writing within five days after first contacting you. Majima Calls you to meet him at the Batting Center to settle the score: NOTE: This is what you should get, some of these might be in a different order, however all are. There are several advantages to paying off your personal loan through settlement. SD thus far. Step 3: The Documentation Stage. game or sport with someone, you want to win, right? If you don’t win, you would at least like to. Yakuza 0 is one of the most important games in the series, with this prequel finally opening the doors for one of Japan's most over-the-top and entertaining series to make a massive mark in the West. if you already obtained all Majima everywhere related skill from Dragon Style tree then there's no need amy further to fight him unless you want to fill the completion list. with Metacritic giving it a score of 85/100. A debt collection lawsuit can be a frightening experience that you should take seriously. Final fight with Majima to complete the Dragon tech tree. Yakuza Kiwami 2 comes with new gameplay features and. . Ricky Uhlenbrock - Guitar/Vocals, Patrick Bryant - Guitar, Christian Fisher - Vocals, Caleb Smith - Drums, Jeffrey Borer - Bass. Yakuza Kiwami. Here's a nice blast from the past. You can settle any type of loans — personal, auto, home, education, business or credit card debt. a : to become quiet, calm, or orderly. Maybe you lose. After completing these email hints and all other Dragon of Dojima skills, you'll have one final encounter with Majima to "settle the score". To settle the score with Majima, you need to Max out your Majima Everywhere Rank SSS to max and need to have 47 out of 48 Dragon of Dojima style abilities. to settle a score. My. The Wilderness by Settle Your Scores, released 23 January 2016 1. Details. For Kiryu, The War Sequence in the Nikkyo Consortium's ship as he and Nishiki lead the charge to put an end to Shibusawa's ambitions once and for all, all while cutting down any of his goons in the way. . Plot. This letter orders debt collectors to stop getting in touch with you under the. First, inform them about your intention to settle the loan in question. Once it fills up, you can press the button and take a little break from the main play. How Debt Settlement Works. Yes Majima does not have access to the deep pockets perk, however, it is possible to multiply his money too, only this is chance based. Debt consolidation is taking out a single loan to pay off the combined debt of multiple unsecured loans, meaning things like credit cards and personal loans. It may be worth the negative marks if you can save enough money. Once you sign, you can’t go back. k now im down to one missing. To get this event, you must have completed all prior encounters with. Credit Card Utilization Ratio Formula. He managed to settle the dog down long enough to give her the medicine. Be ready as soon as your stomach cramps begin, but only induce vomiting if the pain has not stopped within 2-3 hours. It reminded me of asphalt and how good it would be to smash his face on the road. Gonna make shit 10 times easier. You can call your lenders to see if you have any defaulted loans or call the Federal Student Aid Information Center at 1-800-433-3243. Call-Forward: In Kiryu's last Climax Battle in 0, his final opponent isn't Keiji Shibusawa, his Final Boss in the storyline but rather Nishikiyama on the rooftop of "Sebastian Building" where Majima saw Makoto get shot by Lao Gui. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Scattered around Kamurocho are fifty keys to Coin Lockers. . Home treatments to settle an upset stomach may include consuming small amounts of clear liquids, drinking plenty of fluids, small sips of water or sucking on ice chips, sports drinks, clear sodas, diluted juices, clear soup broth or bouillon, popsicles, caffeine-free tea, and the BRAT diet. You must be thick-skinned: Creditors will continue to attempt to collect the outstanding debt. Debt settlement is a process offered by companies to renegotiate or “settle” your debt with various lenders, such as credit card issuers. Car loans after bankruptcy are a good starting point, especially a short-term one with affordable payments. Encuentro final (ahora sí) con Majima de mi "playthrough" de Yakuza Kiwami, la versión remasterizada del juego de PS2 "Yakuza". So I finally got 47/48 Dragon skills and am waiting for Majima to message me about the final showdown. Majima everywhere will still continue even after you obtain SSS rank lol but you won't level up any further beyond SSS level. These are framed not to restrict your liberty of action but to govern the way we should deal with the public and ensure a high-quality public service. to harm someone because they have…. In this episode, we wrap up the final sidequests, and settle the score with majima. Take a book or something to take your mind off the pain. Plot. SETTLE A SCORE definition: to take revenge for something that someone has done to you in the past | Meaning, pronunciation, translations and examplesIn a Nutshell. SoloSettle can help you with all of these three steps and more. So, they would want to finish the deal with whatever they can get from you. Enter the Coliseum and play as or alongside: Goro Majima – The Mad Dog of Shimano. Some users may not receive an improved score or approval odds. And now I finally see that. Currently I've powered through the main story line, now sitting at the finale. [Intro] Someone take me back to 1999. Sometimes, the pain is not going to go away until you throw up. “even up a score. . Settle your score by writing dissenting notes on files, not through press leakage. Some score charts subdivide that range, calling "bad credit" a score of 300 to 550 and "subprime credit" a score of 550 to 620. The Legendary Employees set adds Kazuma Kiryu, Goro Majima, Taiga Saejima, Daigo. There are three different types of input, which are "rapid press", "hold", and a normal press. You'll run into Nishiki and get into a fight. You'll face Majima in your first MesuKing battle. In many cases, auto accident settlements occur within nine to 18 months. The exact percentage depends on various factors, including the lender’s policies and your financial hardship and. 7 out of five stars on. However, if you’re considering debt settlement, your credit score is likely near the bottom of the barrel already. • Boudjema believes that the. The groups had historic scores to settle with each other. Learn more. But the average amount of debt enrolled is $4,210 and the median amount is $25,250. However, while paying in full may be better for your credit, you may not have the financial means to do it. . Not having unlocked any skills yet, the fight almost reminds me of the Mr. Keep in mind the various provisions of the codes of conduct prescribed by the state in this respect. Request the agreement in writing and carefully review it before signing to ensure it includes the terms you agreed to. Stuck In The Suburbs 7. Majima Everywhere (どこでも真島, Dokodemo Majima) is an added feature available in Yakuza Kiwami, wherein Goro Majima attacks Kazuma Kiryu in a large variety of ways. how much money you owe. 1. Erika and Takina as seen in Lycoris Recoil Episode 13 (Image via A-1 Pictures) Majima took out his gun to shoot Chisato, only to be hit by several rubber bullets from Chisato’s gun. I've completed all of the pocket circuit and done fighter's quest. Letter of Blood (命の書状, Inochi no Shojō, Lit. The narratives that explore Kiryu and Majima's backstories before the events of the first game made for a great entry point into the. ago Yakuza Kiwami - "Settle the Score" with Majima (SSS rank) --SPOILERS-- The final confrontation with Majima at SSS rank. 13 Koizumi. Life: A Fate Worse Than Death 4. Rise / Fall 8. You'll get a call from Majima directly calling you to the Batting Center. The Yakuza: Like a Dragon Management Mode Set includes three sets of Management Mode Employees. After his passing, records were recorded from memory by those closest to him and preserved in the Majima Nikaya, a Sanskrit text compiled after the. The goal is a mixture of punk and pop while not sacrificing guitar work and still keeping out aggressive and tight -lots. Of feeling care free and living easy. SSBM100 6 years ago #3. e. Once it accepts that deal, the creditor can’t continue to hound you for the. Thanks for watching! Please follow me on twitch. People would pay a small fee to simply talk to other people on the phone. Other examples of debts. CyricZ posted. I have only one skill left which is the Settle your score one. #3. El juego solo tiene audio en J. A Score to Settle is a 2019 American action thriller film directed by Shawn Ku. I've done the first and I've never got another mail from Nishida, can't figure why. Low-ball offers will be rejected immediately unless the debt is a second mortgage, which start at even less. All idioms have been editorially reviewed, and submitted idioms may have been edited for correctness and completeness. I got mine when I was heading near. 1. Because a credit card debt settlement writes off a portion of what you owe, your credit score will go down because you didn’t fully repay all of the money you borrowed. Break your bills into a pile for the secured debts and a pile of bills for unsecured debts. And then. Score definition: . For Majima, his entire one-man assault on Dojima HQ. Do your homework before attempting a debt settlement. Receive you prototype is bad ass though at the very startSo majima is just hanging out at the park in the top right of the map asking me to let him know if I think of a way he can surprise me, what the hell am I supposed to do here? Anything? Or do i just have to continue the story?Business, Economics, and Finance. Private debt settlement companies are for-profit entities that charge a fee of 15%-25% of the debt the company is originally asked to settle, or the lower settlement amount. Shellshock Oct 29, 2021 @ 1:23pm. Floating in the bay, away from the prying eyes of the public, is a mysterious container ship known as the Castle. After the reunion, Jingu will arrive on the scene. 2014 – present (9 years) Founded In. Double Heroine Costume Set:About This Content. When you are involved in a car accident, the driver. 8 Pocket Racing. Majima everywhere will still continue even after you obtain SSS rank lol but you won't level up any further beyond SSS level. How one-time loan settlement works and how you. settle an (old) score definition: 1. Settling the Score Unlocks: Essence of Mad Dog: Demon After completing these email hints and all other Dragon of Dojima skills, you’ll have one final encounter with Majima to “settle the score. Branch B - "A photo from the boss" - Return to Pocket Circuit Stadium to face Majima in. Taxi Stand behind the taxi. This may take the form of medical documentation, statements from employers, financial records, and so forth. No Ragrets 10. Frank is asked to take the fall for the crime in return. This Yakuza Kiwami Majima Everywhere Guide will tell you where to find Majima, what rewards you receive and other useful bits of information for tracking him down and taking him out. Table of Contents. In 2001, Frank Carver, a young gangster for a mob enforcer named Max, witnesses his boss execute a former ally. To "settle the score", you actually fight Majima in the batting cages (which might be more or less climatic, depending on your opinion on Mesuking). Here’s how it works in a nutshell: 1. Determine the Extent of Your Damages. I had trouble, but I found the solution. Be Indifferent. Settled accounts negatively impact your credit score. There are four steps you should take in attempting to reach a debt settlement agreement on what you owe, whether it’s with the original creditor or a debt collector. I’vе tried and I’ve tried but life just ain’t fair. (Pâquerette)" You smell of daisies from the flowers in your hair It's dancing all around that windy desert air You slowly form a smile, I'm no longer there I'm no longer there, no I've been fine You've beenKeep the following five thoughts in mind should you choose to settle a debt for less than the full balance: The amount you can afford to pay. Try various debt payment strategies like the snowball method. Browse 2023 tour dates, venue details, concert reviews, photos, and more at Bandsintown. If you settle a score or settle an old score with someone, you take revenge on them for something they have done in the past. On my play log, I'm missing 2 last encounters under "Majima Everywhere". The Pavement 11. Keep Your Chin Up and Your Expectations Down 6. Branch C - "Did you know, sir?" - Head to the Nakamichi Club SEGA and talk to the Professor. Since the company launched in 2009, the New York-based National Debt Relief helped over 450,000 people settle more than $10 billion in debt. Once you settle an account, the creditor or collection agency should send an update to the credit bureaus (Experian, Equifax and TransUnion) telling them. The Disco (ディスコ) is a mini-game featured in Yakuza 0. No, settling a debt isn’t better than paying it in full. 1999 Lyrics. If you want to see Majima on your map, make sure you aren't in heat. You are essentially receiving a price cut on the whole amount by. Nationally, the average credit score is 718 for FICO 8, as of April 2023, [1] and 695 for its competitor, VantageScore 3. It’s akin to a financial report card, with lenders, credit card issuers, and even some employers reviewing it to. Receive you the prototype is played when Kiryu first fights him, and when they “settle the score”, it’s definitely his definitive theme. Stuck In The Suburbs 7. Your credit score will drop considerably with a status of ‘settled’. You can pay less than the full amount owed if you negotiate with a lender to settle the debt. However, your creditor is willing to settle the debt and agrees to a lump-sum settlement of $5,000. I'm at rank SSS with Majima and have acquired all skills apart from the ones that state "wait for an email" and settle your score with Majima. Every encounter against Majima is a way to increase the Majima Everywhere and get one step closer towards reaching that. Am I supposed to loose this first encounter?settle a score with someone means to “get even” with someone or to. But it is of utmost importance to remain cautious of certain points while taking a decision on settling your loan as it will have a significant impact on your credit score and financial future. Majima force. Entire skill tree is now maxed. If Loose Lips Sink Ships,. How to use score to settle in a sentence. Determine the Extent of Your Damages. While the fight was fun, I kinda wish it could've had Majima changing stances mid-fight or something. ═════════════════════ 💻 CHAPTER OVERVIEW0:00 Intro0:15 Call1:53 Majima. What I would give for one more night. Is this the end of Majima's shenanigans? Will he return to normal? Will he still pop out of trunks and do his dance? Find out next on Yakuza Kiwami. It's a reference to Nishiki being the Final Boss of the first game fought in another high-elevation location with fancy furniture and. Not all payments are boost-eligible. Current trends for successfully settling a Discover credit card directly with the bank are between 40% and. This attack blends both strength and technique. The debt settlement company will require you to stop paying your creditors and make payments into a savings account. Majima Everywhere Mini Guide. 2 How much a creditor will settle for depends on several factors, including your overall balance and financial situation, but it typically ranges between 30% and 60% of your. Step 4: Sign the formal document. Regardless of labeling, you'll have trouble obtaining a good. Get the agreement in writing. She has completely tanned skin, as well as a well-defined body, brown eyes (sometimes appearing to be honey colored), and long, wavy pearly blonde hair. Companies typically don't settle federal student loans, but you might be able to settle your student loans on your own. Time then advances twenty years to show that this man is out for revenge. Better Luck Tomorrow by Settle Your Scores, released 13 April 2018 1. Deadly effect. Just Because You Shot Jesse James, Don't Make You Jesse James 2. Anyone got any advice? 2 1 comment Best Add a Comment ACHtheUltimate • 2 yr. Thanks for the fun ride, Maji. Let the lender make the initial offer. (usrmd) Beads of good fortune almost entirely stop Majima from spawning. YAKUZA KIWAMI MAJIMA EVERYWHERE SETTLE THE SCORE SERIES. Kazuma Kiryu (桐生 一馬) is the main protagonist of the Yakuza/Like a Dragon (Ryū ga Gotoku) video game series published by Sega. Question about Majima's final battle. . Behind the Scene/Nothing Without You 5. how do you settle the score with Majima? Darkwolf2021 (Topic Creator) 5 years ago #11. 3 left are check subordinates majima email thing 2 of those are 1 being find idol goro, and zombie majima, and the last ones at the top are end off by running into him and settle the score with majimaThe beginning of the fight was terrible but it got better when i changed up my styles a bitSHAREfactory™Tatsuya is the type of person Majima would love to fight. . One way you can get debt relief is through debt settlement. Here, you get to settle things for good. Learn more. Debt settlement explained. Though I had game issues right after I beat Arase at the rooftop and will have to do that part over. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Press Copyright Contact us Creators Advertise Developers Terms PrivacyCollect the Details About Your Debts. . It is a good way to blow the opportunity to settle with Discover for 40% to 50% before they charge off the account and place it into their collection pipeline. Debt settlement is a good option if. Essence of Mad Dog: Whirl: Launch a bombastic flying kick to deliver additional punishment to an enemy you've bounced off the ground. For Haruka Sawamura, see her entry on the Character Index page. So this game has karaoke, and for a PSP game I gotta say I had fun despite the hardware limitations, the song itself is just so damn good. " "True enough, but if you'll recall, Midoriya also visibly fought with himself for a moment before moving to engage the Zero-Pointer. It's over. These safeguards will come in handy if you. If you get hit, may as well quit and start again. It was released on August 2, 2019, by RLJE Films. In the end, the final decision of whether to pay your debt in full. Do I need to do the third MesuKing battle against Majima or is that optional. I always read it that he was always crazy and thrill seeking, he just put on an appearance for others. Otherwise, it’s time to let them know that you’re aware of your rights and that the agency is violating them. He manages to pull two survivors out, a woman and her infant. So, they would want to finish the deal with whatever they can get from you. ; I want this thing settled. So far I'm not all too disappointed, but the Majima Everywhere mechanic is starting to drive me insane. 7 star rating on Trustpilot and more. Then you can't "settle the score" yet. ᵀᵁᴿᵀᴸᴱˢ (gone) ""Settle Your Scores" is a pop/punk/easycore band out of Cincinnati, Ohio. I've heard that you need to face Hannya-Man in the coliseum, which I've done, but the email just won't appear for me. Has the unique skill “Demonfire Slash. Resize your emoji to the recommended dimensions (128px by 128px or 180px by 180px). SETTLE definition: 1. Receive the confirmation and send. Now you'll be sent to the Kazama Family Office, so head over. National Debt Relief is accredited by the American Fair Credit Council and the Better Business Bureau, where it has an A+ rating. The Buddha’s Daily Routine. Majima became so popular that even though he first appeared as a side character and part-time antagonist to Kiryu, he. Instead, the kid somehow managed to blow the entire thing sky high. Private Student Loans: Settlements generally range from 35% to 75% of the loan balance. Pacific Debt Inc.